Home Equity Calculator
Estimate your monthly payment and available equity. Results are illustrative — actual terms depend on lender, program, and your specific situation.
Property & equity
Your estimated current market value. Different lenders may use different automated valuations.
$100,000$2,000,000
The current outstanding balance on your first mortgage.
$0$1,500,000
Combined loan-to-value ratio. Most programs allow 80–90%. Actual CLTV depends on credit, property type, and program.
60%95%
Loan terms
Illustrative rate only. Actual rates depend on credit score, lender, program, and market conditions at time of application.
4.0%15.0%
The repayment period for your home equity loan.
5 yrs30 yrs
Maximum loan amount
$140,000
Based on $400,000 value × 85% CLTV − $200,000 balance
Estimated payments
Monthly payment$1,661.82
Loan amount$140,000
Term10 years (120 payments)
Total interest$59,419
Total paid$199,419
These are estimates. Jessie can show you what real programs actually produce for your property.
Talk to JessieThis calculator provides estimates for educational purposes only. It is not a loan approval, commitment to lend, or guarantee of any specific rate, term, or program availability. Actual payments will vary based on lender guidelines, credit profile, property type, and other factors.
Ready to see what's actually available for your property?
A calculator gives you estimates. Jessie gives you real program results based on your actual situation.